Reader’s Question:

What information will affect my instant life insurance quote online? What information will be asked on the application?

Amanda

Thank you for asking Amanda.

If you are planning to buy instant life insurance quote online, it will be based on the amount of coverage you need, amount of time you want the coverage, and how often you intend to pay your life insurance premiums (monthly, quarterly, semi-annually, or annually). Also, your quote will be affected by your rating class (Standard, Standard Plus, Preferred, or Preferred Plus). Your rating class is determined by your risk factor but don’t worry if you do not know your rating class; the website you are using to find for your instant life insurance quote should give information or some kind of tool to help you figure it out.

The information you’ll be asked for when searching or applying for an instant life insurance quote online is personal information such as your age, gender, weight, height, tobacco use, and your state of residence (the database needs to find life insurance policies available to people in your state).

Goodluck!

MariCAR