Reader’s Question:

Hi! I’m trying to look for a no exam life insurance here in Anchorage Alaska and I’m wondering if instant insurance policies are legitimate?

Pam

Anchorage, AK

Hi Pam! Thanks for asking!

No exam life insurance is just as legitimate as any other insurance policy. The question you need to ask, though is – “Is my insurance company legitimate?” I think that’s the best thing to check because you have to make sure that your insurance company is reliable, legitimate and will surely be there over the period that you need it. So you need to verify your insurance company first, whether it’s an online company, or one that’s located there in  Alaska.

Once you do, and once you verify that that insurance company offers no exam life insurance policies, then I think you’re good to go and apply. Online transactions are the best way to apply because it allows you to fill up forms in the comfort of your own home, and get the results within fifteen minutes. If you’re not keen with online transactions, you can do a personal application at your local insurance company or a phone interview with your local insurer. Again, it will be just as quick (as there are no more exams).

You can start now by surfing through the net and looking for insurance companies in Alaska  that offer no exam life insurance, or calling local insurance companies in your place to ask if they have no exam life insurance. I hope you find one that’s suitable for you!