Reader’s Question: I read an article here in California that says having a life insurance is very important. Well, is it? And also, I’ve heard of such things as Whole life and Term life. What are they? Jacob Long Beach, CA According to a recent survey, six out of ten Americans don’t know enough about [...]

Reader’s Question: I have an adorable baby girl that is turning two this year. My agent friend here in Edmond, Oklahoma suggested I get life insurance for my child. Does she even need the insurance? Why should I get her one? Janice Edmond, OK Generally, one gets life insurance to make sure that their loved [...]

Reader’s Question: Can I find in advance the amount of life insurance that I’m going to pay without interacting with sales agent? I want to know how much life insurance costs here in Little Rock, Arkansas AR. Dane Little Rock, AR Yes, you can already know the life insurance premium that you are going to [...]

Reader’s Question: Can you walk me through the medical examination that I need to take when I apply for life insurance in Honolulu Hawaii? Madeline Honolulu, HI Thank you Madeline, I’d be very glad to. When you apply for life insurance in Hawaii, you will be asked to fill up an application form and answer [...]

Reader’s Question: Hi there! Is there such a life insurance that wouldn’t require me to undergo any medical examination? Can I get one here in Washington? Mari Lakewood, WA Hi Mari! It’s true – there is such a thing as no exam life insurance, and it is of course readily available either from local life [...]

Reader’s Question: Hi! I’m not really that active or fit but I want to get life insurance. Will there be limits in terms of health? Or will there be cases where I won’t be qualified? Sharpe Fort Smith, AR Hi Sharpe! That’s a good question. You should know that health is an important factor for [...]

Reader’s Question: Hi! I’m trying to look for a no exam life insurance here in Anchorage Alaska and I’m wondering if instant insurance policies are legitimate? Pam Anchorage, AK Hi Pam! Thanks for asking! No exam life insurance is just as legitimate as any other insurance policy. The question you need to ask, though is [...]

Reader’s Question: I’ve just heard that there is such thing as no exam life insurance which will not require me to go through medical exams. Is this true? Where can something like this be found here in Greensboro North Carolina? Janeth Greensboro, NC Whoever told you that there is no exam life insurance, they definitely [...]

Reader’s Question: Can I get no exam life insurance here in Newark, NJ since I have a pre existing medical condition? Larry Newark New, NJ Hi Larry Life insurance companies are usually diligent in dealing with people with illness who apply for life insurance. There is high risk of death for people that are sick [...]

Reader’s Question: I have checked the financial stability and the company profile of the life insurance company which I’m interested with here in Lexington Kentucky and I’m planning to get an instant life insurance from their site. What are the things that I should consider before applying with the company? What should I need to [...]