Reader’s Question: I want to purchase an instant life insurance policy but I don’t have much time and I hate lining up for interviews, medical examinations and waiting for results. Is there something that works like magic here in Decatur, Alabama? Scarlett, Decatur, AL Hi Scarlett, How are you? It’s a great thing that you’re [...]

Reader’s Question: Hi, I’ve applied for life insurance before but have been rejected because of my low blood sugar level. How do I go through with no – exam life insurances in Illinois? I need the cheapest rate quotes available please George Arlington Heights, IL Hello…Being rejected by an insurer can be pretty devastating, but [...]

Reader’s Question: I am a single parent from Indianapolis, Indiana. I want to provide my daughter a stable future just in case I will be gone. Is there an insurance company that offers instant coverage to a 14 year old in Indianapolis? Laila Indianapolis, IN Hello Laila! Getting your teenager insured might come a bit [...]

Reader’s Question: Is it even practical to buy life insurance for a senior citizen? How does it work? Jacqueline Crawford NE   Before you purchase an elderly life insurance, you should ask yourself why you want to have one. Determine first whether you need the insurance or not. For example, if you are part of [...]

Reader’s Question: I have a 5 year old daughter and I am hoping I can get secure her financial future as my husband wants a speration. This gives me so much anxiety as I do not want my daughter to have a very bad life. You know how it is when finances become hard, all [...]

Reader’s Question: I’ve just moved to Federal Way, WA from Cebu, Philippines. I already have term life insurance there but am interested in getting here in the US as well. Can you tell me how much it will cost? Ambie Federal Way, WA Hi Ambie! I suppose you are already familiar with the basics of [...]

Readers Question: Can I buy instant life insurance coverage? I don’t really want to wait like two weeks for a policy or have to subject myself to any gruesome medical tests (I’m afraid of doctors). You’re advise here would be much appreciated! Thanks! Sarah Milwaukee, WI Yes! A lot of life insurance companies today offer [...]

Reader’s Question: Would it make sense for my partner and I to buy life insurance for the purpose of protecting our business here in New York? Gene Albany, NY Yes, life insurance coverage makes good sense to entrepreneurs and business people, whether you are just starting out or is well into building your business empire. [...]

Reader’s Question: I would like to get an idea of all the kinds of life insurance plans available before I decide to talk to a life insurance agent here in Illinois. Oliver Chicago, IL It would be up to you, the consumer, to decide on the right kind of life insurance policy based on your [...]

Reader’s Question: We are interested to get life insurance for all of our family members, including our young children here in Ohio, is it a good idea to get life insurance for children? Virginia Columbus, OH The only three appropriate or practical reasons I could see that would justify having to spend for life insurance [...]