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Reader’s Question:
I’ve just moved to Federal Way, WA from Cebu, Philippines. I already have term life insurance there but am interested in getting here in the US as well. Can you tell me how much it will cost?
Ambie
Federal Way, WA
Hi Ambie! I suppose you are already familiar with the basics of life insurance since you now have one. As I remember, though, most life insurance providers in the Philippines only offer whole life insurance, which has guaranteed death benefits, an increasing cash value and, possibly, dividends from the insurer’s investment earnings.
It would be good to note that insurers here in the US, including Federal Way, WA, now offer a wider variety of life insurance products – permanent and temporary, fixed and variable. Some insurers also offer no medical life insurance coverage. There is such a wide variety of coverage and large number of insurers that it would be incredibly time-consuming to meet representatives from each of the local insurers. The easiest and fastest way to learn about the usual terms and conditions as well as the price variances among life insurance coverage in Federal Way, WA, for instance, would be to key in your zip code on this site and request for free instant life insurance quotes.
Instant life insurance quotes will enable you to learn about the differences in each type of life insurance and the corresponding cost differences. I hope this helps you decide on which type of insurance to get for yourself. Just remember to check the financial standing and reputation of the insurer you have chosen. No matter what type of insurance you choose, you’d want to sign up with a company you can trust to deliver its instant life insurance coverage commitments.
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