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Archive for November, 2008

November 27, 2008

Should I Buy a Child Life Insurance Policy

Reader’s Question: We are interested to get life insurance for all of our family members, including our young children here in Ohio, is it a good idea to get life insurance for children? Virginia Columbus, OH The only three appropriate or practical reasons I could see that would justify having to spend for life insurance [...]

November 21, 2008

Should I Buy Whole Life or Term Life Insurance Coverage

Reader’s Question: I read an article here in California that says having a life insurance is very important. Well, is it? And also, I’ve heard of such things as Whole life and Term life. What are they? Jacob Long Beach, CA According to a recent survey, six out of ten Americans don’t know enough about [...]

November 20, 2008

Does My Child Need To Have Life Insurance

Reader’s Question: I have an adorable baby girl that is turning two this year. My agent friend here in Edmond, Oklahoma suggested I get life insurance for my child. Does she even need the insurance? Why should I get her one? Janice Edmond, OK Generally, one gets life insurance to make sure that their loved [...]